Home Equity the key to Rapid Mortgage Freedom

Home Equity:
Smart Mortgage Money Strategy

Home Owners with Equity:

Home Equity wealth puts you ahead of the race to Mortgage Freedom. This is the key to Consumers Wealth. Refinancing that equity gives the cushion to work with. This system shows you how to find extra dollars to pay down the Principal on your existing Mortgage extra Fast. It is all about using Other Peoples Money, OPM. Get a Line of Credit from your equity. Use that money wisely to build your wealth using our Insurance Investing techniques, for example. Think of the new money as the seed money that attracts other dollars like a magnet to put to work in the fast mortgage repayment system. But. Don�t get lost in the appeal by Lenders to take the equity in your home to go on a cruise. Holidays are fine, but you must focus on the your goals. Your seed money cannot be consumed but nurtured into a Money Tree. The Smart Mortgage Investment Plan (SMIP) gives that financial nurturing.

Send for the free Report that shows you how to nurture your very own Money Tree. Members of the Smart Mortgage Money Action Group already receive their regular cheques. Ask for the Report on Smart Mortgage Money Cheques. This is your first step to start the flow of cash into your account.

Join SMERP Mortgage Freedom Club Members already cashing cheques

IN ORDER TO GET YOUR SUPPLY OF MORTGAGE MONEY CHECKS, FOR CERTAIN, YOU MUST TAP INTO YOUR HOME EQUITY. Here's a good lead for you:

GMAC MORTGAGES FOR ON LINE APPLICATIONS::
Mortgage Refinancing? -Click here to refinance your mortgage at today's low rates. GMAC is one of the largest mortgage lenders in the USA. Apply for a mortgage, compare loan programs and rates, refinance your current mortgage, and consider a home equity loan or line of credit.

Mortgage Freedom's Credit Advisors will guide you to an Income source that is low risk and which suits your style of investing. You too will soon begin to receive your steady flow of Mortgage Money Checks.

Hidden Costs of Home Ownership:

Dr. Robert Stanley, the Expert on Millionaires, identified equity in the home as one of the major reasons millionaires become millionaires. Only a small 5% percentage of North Americans retire well off. Our Smart mortgage Money Action Guide will put you in that 5% Group. Consumer habits on mortgage payments. Current research of Consumer habits on mortgage payments show these stats holding true in the reverse. Interest costs are highest during the first few years of the Mortgage. Yet Home Owners hold a Mortgage for seven years on an average�When mortgage costs are at its highest. Then they sell. Now, here�s the real clue.

Over the seven years, on our $200,000.00 Mortgage at 5.0% Your accumulated Mortgage Payments Total =$97,694.00.
Two Thirds pays Interest. =$63,822.00
One Third pays down the Loan. =$$33,872.00

Once again, Ordinary Folk must earn $162,823, pay taxes of $65,129.00 to be able to afford the Mortgage portion of their lifestyle only. These are the Poor Dads of this world who depend on that J�--O----B to bring in just a little less than they spend every month. They must learn how to build wealth from home equity.

Use this link to estimate the market value of your home. Then deduct all of the mortgage debts you owe. What is left is Your Equity.

The Values Guide is a good tool to help you establish your Home Equity!

Get Excited about your Equity and Email us for a quote on the Income we could get you!

ASK ABOUT YOUR QUARTER OF A MILLION SAVINGS TOO

We'll get you a MortgageFreedom Date Too.

SMERP The Smart Mortgage Early Re-Payment System:

The Rich Dads of this world accumulate considerable home equity by living at the same address for more than fourteen years. They rarely change residence. They use a tax efficient system such as the Smart Mortgage Repayment System to pay their Mortgage off fast. Then by luck or magic or both, their home equity is worth hundreds of thousands as home equity shoot up in value.

The home they bought for $250,000.00 is now worth $1,250,000.00. They would pay a fraction of the interest charges, a fraction of the taxes. Their million dollar home would cost them a small $ 300,000.00, for example, whereas the cost to the other 90 percent Ordinary Flock would be closer to the $700.000.00. The saying is therefore true that Poor People pay twice as much more for everything than Rich People. Mortgage repayment, the biggest expense on the home budget offers the biggest example. Follow the Rich. Using Home equity, they turn mortgage debts into assets.

There you have your Wealth Lesson of the day. You too could follow this wealth system of Millionaires. Time is of the essence.

Key elements of the Mortgage Freedom system is for you the Home Owner with Equity to cut both interest and taxes to the bone. The system calls for you to borrow the equity in the home and use that home equity to pay down the mortgage faster so you would reduce interest costs as well as to reduce the taxes that would be payable otherwise. Everyone now knows the Bi-Weekly accelerated payment of the mortgage. This advise of Mortgage Repayment could not be held a secret any longer so Banks now teach that strategy to their Customers. Be careful with the fine print. Some banks would preach about it, but twist the implementation so that it really does not work.

The key to this strategy is that it forces an extra payment out of your annual home budget without you feeling the pinch. Here are some hints. Always Round Up. For example, when the monthly payment s are calculated at $1163.03 on that $200,000.00 mortgage at 5.0%. The benefit is to divide by two for a figure of $581.52. But pay $590.00 or even $600.00 EVERY TWO WEEKS. The extra $8.48, or $18.48, paid directly to the Principal of your mortgage generates huge interest savings you would not believe. This is the magic of compounding interest working for you instead of against you.

SEND FOR THE FREE REPORT THAT SHOWS HOW TO STOP THE PRESENT WASTE OF YOUR MORTGAGE PAYMENT DOLLARS!!

You may give your basic Home Equity details by writing in the space provided on the "Contact Us Form" You may type in your information, ask a question or make any comment. We will receive your information and reply to a valid email address you leave behind:

FAST CONTACT TO STOP MORTGAGE PAYMENT WASTE!!

Bi-Weekly Mortgage Payments:

Finally, be sure that somehow, your bi-weekly payment does not get recorded as a twice a month payment. The difference being that the $581.52 gets paid on the 15th and on the 30th of each month in which case, you are making no accelerated payments on your mortgage loan. Some Loan Officers have twisted bi-weekly to mean only two payments each month. They simply change the days on which the mortgage payments are withdrawn from the account. Then home equity develops more slowly. A lot of money is at stake here! You must be vigilant. Some members of the Smart Mortgage Money Action Gropu have complained about being deceived by these gimmicks. They discovered a year or two later that their bi-weekly fast payment plan was not reducing the mortgage balance as quickly as they thought.

If you think the savings using bi-weekly payments are big, they appear minute when compared with the true Smart Mortgage Investment Plan that delivers Mortgage Freedom much quicker PLUS an Investment Account accumulated from investing the home equity over the years. The true accelerated bi-weekly plan delivers mortgage freedom three years sooner on a 25-year mortgage. The SMIP system delivers a Mortgage free home nine to ten years sooner. The difference depends on the resources available to you in implementing your own custom designed smart mortgage plan.

Contact Us for best advice on your Home Equity Freedom, your Biweekly Payments, Your Mortgage Money Cheques !

Link for Home Based Business

The Perfect Web Based Home-Based_Business
Perfect Web, Home-Based_Business. Make REAL Money by savings THOUSANDS on all Consumer Loan Payments. Help single Moms to pay their bills. Own a service that delivers real cash.

Please write in the Form provided below. If you have a question or a Comment, write it here so we could communicate! Be sure to leave a valid Email address for our pompt reply:

Home Equity Line of Credit, HELOC, SMIP , Bi-Weekly compared:

You may not have paid attention to the Home Equity Line of Credit, HELOC. This is one of the tools to fast mortgage freedom--but a slow tool. Many a bank would offer a Home Equity Line of Credit to the Home Owner. Mortgage terms, Interest costs and uses vary from bank to credit union to trust company.

Usually, the intent of HELOC is to offer spending money to the property Owner for any and all purposes. Don�t allow slick advertising to steer you away from true wealth. Use the home equity to build wealth and become Mortgage Free Sooner.

Why use the slower Bi-Weekly Plan that is much slower? SMIP techniques are explained for you to understand and start your mortgage repayments on the fast tract. Some use the Home Equity Line of Credit in a not so smart way by relying on a huge intrusion of investment money into the stock Markets. Then wait on the gains to pay off the mortgage. Unfortunately, the recent prolonged bear markets with declines in the nyse and the melt down in the technology sector brought tragedy to many home owners instead of mortgage freedom.

Both techniques, HELOC and the Bi-Weekly Mortgage Payment have been tried and found wanting. The Bi-Weekly accelerated Mortgage Payment, for example, could reduce the final Pay-Off date for the mortgage from 25 years to 22 years. The more exciting SMIP, Mortgage Freedom system of smart mortgages would reduce the pay off period by as low as 12 years, and lower in many cases.

When you use this system, one must be disciplined. Too often have we seen instances where a good program is abandoned because of lack of discipline. The temptation to spend proves too great as soon as our programs start to inject funds into their Bank Accounts. You would have the discipline necessary to stick to the original plan and succeed? Wouldn�t you?

If the need for income is that great and you do have equity then our smart insurance investing page would interest you. Insurance Investing is also a powerful tool to deal with taxes and even debt. Few really understand this product. So fewer people get enrolled. Reverse Mortgages, see our Seniors Page, is often the answer submitted by the majority. This is just a clever plan to divest Seniors of their Home Equity. I do not recommend it. As we now know, it is not the Majority but the Few that get it right in money matters.
If your did not request your Smart Mortgage Money Letter yet, subscribe now. This is your key to your home equity freedom. You need the secrets of the Rich Dads. You'll find them by joining the Smart Mortgage Money Action Group.

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Home Equity: Smart Mortgage Money Strategy

Hidden Costs of Home Ownership:

SMERP The Smart Mortgage Early Re-Payment System:

Bi-Weekly Mortgage Payments:

Home Equity Line of Credit, HELOC, SMIP , Bi-Weekly compared:

Home Equity:
Smart Mortgage Money Strategy