Drivers: For Rapid Mortgage Payment -Smart Mortgage Freedom

Many Drivers have special Tax deductions that reduce taxes and trigger Refund Cheques you can use for rapid Mortgage Payment and early financial Freedom.
Send for your copy of the Report that will guide you to Tax Deductions
Drivers Mortgage Money
It reveals a secret source of financing for monthly,EXTRA Mortgage Payments
A number of applicants can qualify for these New Funds
Don't Delay get Your Information Today you have a lot to loose!!

BECAUSE OF WHAT YOU DON'T KNOW, YOU WASTE THOUSANDS OF DOLLARS, HARD EARNED MONEY, IN TAXES AND EXCESS MORTGAGE PAYMENTS. TO STOP THAT WASTE CLICK HERE:

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Mortgage Freedom for Drivers has special challenges and opportunities based on the type of income. Professional Drivers come in numerous categories: Bus and Truck Drivers are the obvious group. Others Drivers include Cab Drivers who are owner operators and some who lease their cabs and pay rent to the owner. Ambulance Drivers are paramedics. They are usually employees of a Para medical company and are hired equally for skills as First Aide Attendants as for the professional driving skills.

Truck Drivers Must Take Action:

You have HUGE Savings waiting in your existing Mortgage Payments. To get these savings, you must follow the steps we give to you in the Action Guide !
DO IT

C- R- A- F- T- Y.
C= Commit to picking a payment plan with OUR new ideas about money management to get you home free!
R= Review the existing Lender�s Mortgage payment plan. The Plan they designed for you!
A= Analyze your retirement NEEDS for quick mortgage freedom!
F= Finance. Let us finance your Smart Mortgage Early Payment Plan!
T= Trigger. Execute the change to your Smart payments!
Y= You Win Mortgage Freedom faster!

CALL OR EMAIL TO START NOW. DELAYS COST YOU MONEY

Tell me more about the Smart Mortgage Plan

Strategies for quick Mortgage Freedom achieved by paying the home mortgage in record time are related to the manner in which you receive income from your employment. The good news is that as a class of worker, Drivers have tax advantages as both Employees with a T4 as well as self- employment or business owner benefits. No need to pick just one option!

Non-Drinking Driver:

A Driver ,any Cab Driver or Truck Driver, who receives a T4 has the disadvantage of Taxes deducted by his employer and sent directly to CRA or the IRS.

She or He has no use of those funds for a full year. The best-case scenario is one where you find a clever Tax preparer who shows you how to get your 50% share of those Deductions as a Tax Refund Check. These funds were loaned tax free to your government for a full year. In the meantime you were paying 12 months of interest payments on your mortgage. If you could get those refund moneys earlier, you could pay down the mortgage with them and benefit from bigger interest savings than you might imagine. That�s a smart mortgage.

If you are a regular Commuter, non-professional Driver and you came to this site for mortgage freedom, you are also in the right place. Although this page is dedicated to professional drivers, the principles of mortgage freedom apply to you and your profession also. If you receive income as an Employee with a T4, you could read the page for Nurses which also would apply to your fast mortgage strategy. If however, you are a Business Owner or you are self employed, we have other pages that will discuss a strategy to steer you towards mortgage freedom in record time. Many people drive themselves to work in different professions, so don't despair. In most cases, Smart mortgage and mortgage freedom concepts will work on your mortgage as well. Contact us directly to personalize a Smart Mortgage Plan for you. The analysis is free whether your are a wealthy Consumer Driver, a Five-Star Cab Driver or a Designated Driver. These plans are affected more by the way you receive income: as employee, self-employed or commission income earner.

Bus Drivers:
Extra Mortgage Payments

The good news is that, as a driver, special tax deductions may apply to you. Long distance Bus Drivers would be allowed meals and accommodation expenses when on the job. As a long distance Truck Driver, you too could claim meals and over night accommodations as legitimate business expenses. These expenses reduce the taxes you must pay and hence result in a tax refund check. If you want to stretch that tax refund cheque,use it for extra mortgage paymnts.

The large proportion of drivers who are owner operators have an additional advantage. If you are an Owner Operator, or an independent contractor, you are a business owner and that entitles you to a number of job related expenses. The biggest expense item you would likely have is the depreciation of your car or cab, bus, or truck or whatever the equipment may be. Depreciation, or Capital Cost allowance as it is also called can be a huge expense item to reduce the taxable income. The theory is that as a Business Owner, you must be able to recover the costs involved in replacing that vehicle after 10 or so years when it is all worn out. For example, if your bus costs you $20,000.00, $60,000.00, $100,000.00, the IRS or CRA will allow you to deduct a portion of the original cost of your rig so you could replace it eventually in five to eight years or so.

Allow me to simplify some complex rules to make the point. The depreciation amount could be a sum of cash to deduct from your income and reduce it for tax purposes. But you would have the use of this cash until you replace the cab, the bus, the truck. You might not replace your bus for 10 years, for example, but your friendly government allows you to keep and guard those replacement funds by way of a tax deduction. The government wants your driving business to continue. It is this pool of funds we would be glad to preserve for you by using it for extra mortgage payments to pay down your home mortgage fast. Using this cash in the Smart Mortgage Early Payment plan will make a huge difference in interest savings over a few years. One extra mortgage payment or two every year cuts the mortgage pay off time in half and then saves you thousands of dollars.

Cab Drivers too ... make extra mortgage payments
Free your home with Business Expenses:

As a Taxi-Cab Owner- Operator, you would also have a similar advantage to use those funds to pay, the best of both worlds. You would keep good records of your intake of cash from the daily trips. You report this as your income for the week, month, and year. You deduct all repairs, maintenance and other expenses as a deduction from that income. At the year-end, you get to deduct the depreciation or capital cost allowance. What that means is an allowance to replace your car that is called capital. You hold that allowance, your own money to replace your taxicab when you sell the vehicle because it is no longer presentable to the public as ataxi.

If business is good as a taxi driver, you will have access to all the cash before you must pay your taxes. This is a good cash flow business. It is true that expenses are high. You must pay high gas prices, the oil, and oil changes, minor and major repairs, licensing fees. The point is that you would have held all those dollars in your possession at one time or another while operating you cab. The Smart mortgage system will guide you to use those same dollars to pay down your mortgage with extra payments. You then borrow those dollars back so you can use them again.

The average Bookkeeper, Tax Preparer, even Accountant has too great a focus on keeping the accounts separate. Thus is their training. A good Financial Planner however always looks at you and your goals then positions your assets so they will achieve your goals. Creative Advisors would find ways to access the funds. The technique is indeed tricky since it involves the use of a business asset to pay down your home mortgage. This is why you need proper mentoring and coaching by professionals who practice this particular technique.

We could go on to explain the money principles here. Economic scholars have long ago advised communities to be sure to circulate the dollars that enter that community as a strategy to lift poor communities out of their poverty. So when the teacher, the doctor, the lawyer the accountants bring their huge pay cheques, they must spend them inside the community with the butcher, the baker, the hairdresser, the farmer, the travel agent. They must spend their dollars again in the community to buy the things they need and so on and son on. If necessary, these same dollars could come back to the same Teacher, doctor, lawyer and accountant. They could circulate several times inside the community. Each time the dollars circulate, they create jobs and make the community wealthy.

Our Smart mortgage strategy copied these ideas. This is how Wealthy Folks organize their affairs. They use the same dollars in different accounts as many times as possible. You must learn to copy the habits of Wealthy Folks. Wealthy Folks don't use up the daily intake of Cash and pay it out the next day for expenses such as gas, or repairs or what have you. Not at all. They deposit this cash somewhere so it adds up to a monthly and yearly sum of money. Instead of $2000.00 a week of income that shows as only $500.00 because you had expenses that day of $1500.00, Wealthy Folks find a way to record $2000.00 X 50 Weeks (with 2 weeks vacation) for a yearly total of $100,000.00 of income. That figure $100,000.00, a year of income is big money. It will get you into places you would never reach if you record only the $500.00 after expenses for a yearly total that shows only $25,000.00.

Our Mortgage Freedom System would work to reduce your mortgage in this case by taking full advantage of the Cash Flow of $100,000.00. We would take care of the expenses too. But first, the Smart Mortgage Plan would pay down the mortgage form the business cash flow then find other ways to pay the business expenses. In most cases, these techniques give extra tax benefits that you the taxi Owner or Driver, you the Bus Driver or Truck Driver or Owner would not qualify for. It is always best to work with thee advice of knowledgeable professionals. Unfortunately, too few are familiar with the mortgage freedom fast pay off techniques.

As Drivers, use Daily trips that follow
A Road Map to Rapid Mortgage Freedom:

SMART MORTGAGE SAVINGS REQUEST FORM

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Last Name*
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Street Address*
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City*
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State/Prov*
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Zip/Postal Code*
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Write in your Answers to ALL these questions in the Box Below to give details on your Mortgage and Home etc:

	A: Mortgage Balance at last Renewal?
	B: Interest Charges?
	C: Payment amount and frequency?
	D: Year/Month of last Renewal?
	E: Second Mortgage Amount?
	F: Third Mortgage Amount if any?
	G: Market Value of your Home?
	H: Name of Employer?
	I: City and How Long in that job?
	J: No of Years at your residence?

Type in the details of your Mortgage Information Here:
For Example:
A: $135,000
B: 4.75%
C: $508.25 bi-weekly
D: Aug 2007
E: $22.000.00
F: $0.00
G: $250,000
H: __
I: __
J: __
Your Question?

Please enter the word that you see below.

Drivers Road Map to Mortgage Freedom: Drivers know how to plot a road map to the desired driving destination. Use that skill to follow a deliberate plan to quick mortgage freedom. Don't just follow the crowd for 25 years when you can make extra payments and be mortgage payment free in 10 years. Canadian Cab Drivers, like so many Business People deal under the table, in the Black Market, in an effort to save taxes and what have you. I do not recommend that. In most cases this is done from lack of knowledge. What I mean is that the business owner does not understand the legitimate tax deductions he or she could claim. So he hides his true income and declares only $25,000.00 as the yearly income. He also misses expense deductions because his records are poor. Then, with an income that shows only $25,000.00 you may give up many perks and privileges that the true cash flow income of $100,000.00 might qualify him for.

If you are a Driver who earns a livelihood from driving and you still have a mortgage on your home, you are wasting huge dollars in taxes and in the interest you pay on that mortgage. Our Home Page already gave the numbers on a $200,000.00 mortgage. As a Driver, you can change your wealth formula because you have extra Tax Deductions many other Consumers don't have. Contact us for more information. Let us do an analysis of your home mortgage to show how fast we could pay off your mortgage loan. The analysis is free. Let us show you the savings potential. Let us set your date for Mortgage Freedom. Let us shock you at the huge savings that will result.

CLICK HERE TO STOP GIVING AWAY YOUR MONEY FOR FREE:br>

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